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Extended-RV-Warranty.net offers the Nations lowest rates on rv warranties, motorhome warranty, motor home warranties, and extended service contracts.
Most consumers are uncertain when it comes to the question of Extended Service Contracts, or RV Warranties, as they are more commonly called. They’re not sure if they need the additional protection and coverage that an extended RV warranty can offer.
Most people have been lead to believe that extended RV warranties are simply a profit center for the RV dealer. This is true to some extent. Many RV dealers mark up the warranty prices from 100% to 200%, however Internet based companies such as Onlywarranties.com can be much more competitive when it comes to RV warranty prices.
An extended RV warranty is an excellent way to protect your investment. Many RVs cost nearly as much as a new home, and in some cases, even more. Why not spend a little extra for a LOT of additional peace of mind while you travel?
Most RV manufacturers warranty their new units from 1 to 3 years. If the RV is motorized, the chassis manufacturer may warranty the engine and drive line for a longer period.
You should not allow yourself to be pressured by the dealer to add the coverage when you are signing the purchase papers on your new RV. You may decide to add it at that time, but you should shop around and compare coverages and costs, just as you did when you purchased your RV.
If you have purchased a used RV from a dealer, there is generally a very limited warranty, if any… normally lasting approximately 30-60 days. If you have purchased a used unit from an individual, there is generally no warranty whatsoever.
In most cases, you must initiate your warranty coverage before your manufacturers warranty runs out. Many companies however, will allow you to warranty a vehicle which you have purchased used, or after the manufacturer's coverage has expired.
Some things you should know,
Claims Payments: You need to be aware of how the claims are paid. The preferred method of claims payment is through the Warranty Company’s corporate credit card. This allows payment to be made directly to the repair facility. Some companies require you to pay for the repairs first - and then submit the claim. It can take weeks or even months to recover your out of pocket expenses in this case.
Termination and Transferability: Your warranty coverage should be transferable if you sell your RV. It should have a prorated refund policy if you decide to terminate the coverage at any time during the warranty period.
Deductibles: You will have a choice of deductible amounts, normally ranging from $0 to $200, or more. There is normally very little cost difference between the lower and higher deductible amounts. It is usually advantageous to choose a lower deductible amount since the deductible will apply to each and every repair done to the RV.
Repair Facilities and Coverage Areas: You should also be sure that you could have any covered repair done at any authorized RV repair facility. The coverage should be good anywhere in the United States or Canada. Rarely, if ever will a warranty cover you in Mexico, so keep that in mind if you decide to take a vacation south of the border.
Additional Benefits: Many RV warranties have additional benefits such as towing reimbursement, rental car allowances, towing and road service, and lost key and lockout service. Some plans will even pay for your meals and lodging while your RV is being repaired.
Optional Coverages: Most policies also offer optional benefits at an additional cost. These options can cover items such as: Seals and gaskets, audio and video components, additional towing benefits, commercial use and even normal wear and tear.
Call if you have any questions about warranties and our professional staff will be glad to answer your questions.
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